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Capital management landscape
Trusted by New Zealand retirees since 2008

Protect Your Retirement Wealth With Confidence

Expert capital management designed for couples who've worked hard their whole lives. We safeguard your savings so you can enjoy the retirement you deserve.

Book Free Consultation โ†’ See How It Works
$2.1B+
Assets Managed
3,400+
Happy Clients
16 Yrs
Track Record
Portfolio Overview
Active
$847,320
โ–ฒ +6.8% this year
Term Deposits
35%
Bonds
30%
Equities
25%
Property
10%
Annual Return
+6.8%
Risk Level
Low-Med
Common Challenges

Retirement Should Be Peaceful,
Not Stressful

Many retired couples face the same worries. You've worked decades to build your nest egg โ€” losing it shouldn't keep you up at night.

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Watching Savings Shrink

Inflation silently erodes the value of your money every year. Without proper management, your savings may not last as long as you need them to.

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Market Uncertainty

Volatile markets create anxiety, especially when you depend on your investments for income. One bad year can feel devastating at this stage of life.

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Low Bank Returns

Traditional savings accounts barely keep pace with inflation. Your hard-earned money deserves better than sitting idle in a low-interest account.

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Confusing Financial Jargon

The financial industry can be overwhelming. Too many options, too much jargon โ€” you just want someone who speaks your language and has your back.

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Outliving Your Money

People are living longer than ever. The fear of running out of funds before you run out of years is a genuine and growing concern for retirees.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Leaving Nothing Behind

You want to leave something for your grandchildren. Without a clear strategy, estate planning and wealth transfer can fall through the cracks.

Expert capital management for retirees

"We build portfolios that let you sleep soundly at night."

Our Solutions

A Smarter Way to Manage Your Retirement Capital

We combine conservative investment strategies with modern portfolio science to protect and steadily grow your wealth.

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Capital Preservation First

Your principal is protected through diversified, low-risk allocations tailored to your comfort level.

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Reliable Income Streams

Regular, predictable income distributions designed around your monthly living expenses and lifestyle.

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Transparent Reporting

Easy-to-understand quarterly reports with plain English summaries. No jargon, no hidden fees.

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Personal Relationship

Your dedicated adviser knows you by name and understands your goals. Always just a phone call away.

How It Works

Getting Started Is Simple

Four straightforward steps to peace of mind. We handle the complexity so you don't have to.

1

Free Consultation

We sit down together โ€” at your home, our office, or over a video call โ€” and listen to your goals, concerns, and financial situation.

2

Custom Plan

Our team designs a personalised investment strategy that matches your risk tolerance, income needs, and long-term objectives.

3

Seamless Setup

We handle all the paperwork and transitions. Your existing investments are carefully migrated with no disruption to your income.

4

Ongoing Care

Regular reviews, proactive rebalancing, and a dedicated adviser who keeps your portfolio healthy year after year.

Client Stories

Trusted by Retirees
Across New Zealand

Real stories from couples who chose Capital Monitor Channel to manage their retirement savings.

โ˜…โ˜…โ˜…โ˜…โ˜…

"After retiring from teaching, we were terrified of losing our savings. Capital Monitor gave us a clear plan and we haven't worried since. Our income arrives like clockwork every month."

MR
Margaret & Ross Donaldson
Retired Teachers, Christchurch
โ˜…โ˜…โ˜…โ˜…โ˜…

"The quarterly reports are brilliant โ€” plain English, easy to read. Our adviser David always takes the time to explain everything. It feels like having a trusted friend manage our money."

JL
John & Linda Patterson
Retired Business Owners, Auckland
โ˜…โ˜…โ˜…โ˜…โ˜…

"We came to Capital Monitor after a bad experience elsewhere. They rebuilt our confidence and our portfolio. Five years in, we're in better shape than we ever imagined."

BH
Brian & Helen Thompson
Retired Engineers, Wellington
About Capital Monitor

Built on Trust, Driven by Results

Founded in 2008, Capital Monitor Channel has been helping New Zealand retirees navigate the financial landscape with confidence. Our team of experienced advisers specialises exclusively in retirement capital management โ€” it's all we do, and we do it exceptionally well.

We're registered with the Financial Markets Authority (FMA) and proudly adhere to New Zealand's strict financial advisory standards. Every decision we make is guided by one question: "Is this in our client's best interest?"

16+
Years in Business
3,400+
Client Families
98%
Retention Rate
FMA
Registered

Our Core Principles

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Client-First Always

Your needs drive every recommendation. We have no proprietary products to push โ€” only independent advice.

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Total Transparency

All fees are disclosed upfront. No hidden charges, no surprises. You always know exactly what you're paying.

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Evidence-Based Strategy

Our investment approach is grounded in academic research and decades of market data โ€” not speculation.

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Clear Communication

We speak plain English. If you don't understand something, we haven't done our job properly.

Ready to Secure Your Financial Future?

Book a free, no-obligation consultation with one of our retirement specialists. We'll review your current situation and show you exactly how we can help โ€” all in plain English.

๐Ÿ“ž Call (09) 801 2400 โœ‰๏ธ Email Us
๐Ÿ”’ 100% Confidential
๐Ÿ†“ No Obligation
โฑ๏ธ 30-Minute Session
๐Ÿ  Home Visits Available